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To determine the DPR, divide the APR by 365.
Account alerts, email or text communications that can alert you billig øl poker shuffelboard of events that occur with your Online Banking account, such as when a bill is due or when your account balance reaches a certain point.Back to top E Electronic funds transfer (EFT) Any transfer of funds initiated by electronic means from an electronic terminal, telephone, computer, ATM or magnetic tape.Interest rate The price you pay for borrowing money with your credit card on transactions such as purchases and cash advances.Active account, a bank account in which there are recent transactions.Soft inquiries as a rule come from evaluations that don't result metal gear survive save slot reddit in the granting of credit, such as part of a background check.Transfer The movement of funds from one account to another.Overdraft protection A Bank of America service that allows you to link an eligible checking account to another account, such as a savings, eligible checking, credit card or line of credit, to help protect against returned items or overdrafts.Digital wallet A type of digital software that allows you to securely make credit or debit transactions using your computer or smartphone without having your actual credit or debit card.Stop-payment orders wow windwalker best in slot are generally placed for checks that have been lost or stolen, or in situations where a purchase is disputed.Statement A printed or online description of all the activity on your credit card account for a given statement's billing cycle, including transactions, fees, interest charges, payments and credits.A cash advance is often subject to its own annual percentage rate (APR).Purchase The use of your credit card account or account number to buy or lease goods or services.Back to top F fico Score See Credit Score.Once this rate expires, your standard interest rate will apply.The balance as of your last statement does not reflect any disputes you may have submitted since your previous statement.The APR is listed in the account agreement, which is also a credit card agreement, and on your monthly billing statements.

Financial center A Bank of America branch office.See how you can help reduce your bank fees.Automated teller machine (ATM).Back to top O Online Banking A service that allows an account holder to obtain account information and manage certain banking transactions via personal computer or mobile device.That figure is then multiplied by the number of days in the billing cycle.Alerts help you stay on top of your account information, monitor your account activity and ensure your security.Automatic payment, an arrangement that automatically deducts funds from your account (usually a checking account ) on the day you choose in order to pay a recurring bill (such as car, insurance, mortgage payments, etc.).